Demonstração do Fluxo de Caixa: Método Indireto

Demonstração do Fluxo de Caixa: Método Indireto

Tempo de leitura: 7 minutos

A Demonstração dos Fluxos de Caixa (DFC) é essencial para entender como as atividades de uma empresa afetam seu caixa. Vamos montar passo a passo a DFC pelo método indireto, explicando detalhadamente como chegar aos valores de cada grupo e garantindo que a variação líquida de caixa bata com o saldo final de caixa.

Dados Financeiros da Empresa “Alpha S.A.”

1. Balanço Patrimonial Comparativo (em R$):
Ativo

Contas 31/12/X0 31/12/X1
Caixa e Equivalentes 20.000 30.000
Contas a Receber 50.000 40.000
Estoques 30.000 35.000
Imobilizado Bruto 100.000 130.000
(-) Depreciação Acum. (20.000) (30.000)
Total do Ativo 180.000 205.000

Passivo e Patrimônio Líquido

Contas 31/12/X0 31/12/X1
Fornecedores 25.000 30.000
Empréstimos Bancários 50.000 60.000
Patrimônio Líquido 105.000 115.000
Total do Passivo + PL 180.000 205.000

2. Demonstração do Resultado do Exercício (DRE) do Ano X1:

  • Receita de Vendas: R$ 200.000
  • (-) Custo das Mercadorias Vendidas (CMV): R$ (120.000)
  • (=) Lucro Bruto: R$ 80.000
  • (-) Despesas Operacionais: R$ (40.000)
  • (-) Depreciação: R$ (10.000)
  • (=) Lucro Operacional: R$ 30.000
  • (-) Despesas Financeiras (Juros): R$ (5.000)
  • (=) Lucro Antes do IR: R$ 25.000
  • (-) Imposto de Renda (15%): R$ (3.750)
  • (=) Lucro Líquido: R$ 21.250

Montagem da DFC pelo Método Indireto

Passo 1: Iniciar com o Lucro Líquido

  • Lucro Líquido do Exercício: R$ 21.250

Passo 2: Ajustes ao Lucro Líquido

2.1. Adicionar Despesas que não Representam Saída de Caixa

Depreciação:

  • Valor na DRE: R$ 10.000
  • Ajuste: Adicionar ao lucro líquido, pois é uma despesa não caixa.
  • Novo Saldo: R$ 21.250 + R$ 10.000 = R$ 31.250

2.2. Ajustar Variações nas Contas do Ativo Circulante

Contas a Receber:

  • Saldo em 31/12/X0: R$ 50.000
  • Saldo em 31/12/X1: R$ 40.000
  • Variação: Redução de R$ 10.000
  • Interpretação: Recebimento de clientes, aumento de caixa.
  • Ajuste: Adicionar ao lucro líquido.
  • Novo Saldo: R$ 31.250 + R$ 10.000 = R$ 41.250

Estoques:

  • Saldo em 31/12/X0: R$ 30.000
  • Saldo em 31/12/X1: R$ 35.000
  • Variação: Aumento de R$ 5.000
  • Interpretação: Compra de estoques, uso de caixa.
  • Ajuste: Subtrair do lucro líquido.
  • Novo Saldo: R$ 41.250 – R$ 5.000 = R$ 36.250

2.3. Ajustar Variações nas Contas do Passivo Circulante

Fornecedores:

  • Saldo em 31/12/X0: R$ 25.000
  • Saldo em 31/12/X1: R$ 30.000
  • Variação: Aumento de R$ 5.000
  • Interpretação: Compras a prazo, preservação de caixa.
  • Ajuste: Adicionar ao lucro líquido.
  • Novo Saldo: R$ 36.250 + R$ 5.000 = R$ 41.250

Passo 3: Calcular o Fluxo de Caixa das Atividades Operacionais

  • Caixa Líquido Gerado pelas Atividades Operacionais: R$ 41.250

Passo 4: Fluxos de Caixa das Atividades de Investimento

Aquisição de Imobilizado:

  • Imobilizado Bruto:
    • Saldo em 31/12/X0: R$ 100.000
    • Saldo em 31/12/X1: R$ 130.000
    • Variação: Aumento de R$ 30.000
    • Interpretação: Compra de ativos imobilizados, saída de caixa.
    • Ajuste: Subtrair do caixa.
    • Fluxo de Investimento: R$ (30.000)

Passo 5: Fluxos de Caixa das Atividades de Financiamento

  • Empréstimos Bancários:
    • Saldo em 31/12/X0: R$ 50.000
    • Saldo em 31/12/X1: R$ 60.000
    • Variação: Aumento de R$ 10.000
    • Interpretação: Novos empréstimos obtidos, entrada de caixa.
    • Ajuste: Adicionar ao caixa.
    • Fluxo de Financiamento (Empréstimos Obtidos): R$ 10.000
  • Pagamento de Juros:
    • Valor na DRE: R$ 5.000
    • Interpretação: Despesa financeira paga, saída de caixa.
    • Ajuste: Subtrair do caixa.
    • Fluxo de Financiamento (Juros Pagos): R$ (5.000)
  • Dividendos Pagos:
    • Política de Dividendos: 50% do lucro líquido.
    • Dividendos: 50% x R$ 21.250 = R$ 10.625
    • Interpretação: Pagamento de dividendos, saída de caixa.
    • Ajuste: Subtrair do caixa.
    • Fluxo de Financiamento (Dividendos Pagos): R$ (10.625)
  • Total dos Fluxos de Financiamento:
    • R$ 10.000 – R$ 5.000 – R$ 10.625 = R$ (5.625)

Passo 6: Calcular a Variação Líquida de Caixa

  • Atividades Operacionais: +R$ 41.250
  • Atividades de Investimento: R$ (30.000)
  • Atividades de Financiamento: R$ (5.625)
  • Variação Líquida de Caixa: +R$ 41.250 – R$ 30.000 – R$ 5.625 = R$ 5.625

Passo 7: Reconciliar a Variação Líquida de Caixa com os Saldos de Caixa

  • Saldo Inicial de Caixa em 31/12/X0: R$ 20.000
  • (+) Variação Líquida de Caixa: R$ 5.625
  • Saldo Final de Caixa Calculado: R$ 20.000 + R$ 5.625 = R$ 25.625

Passo 8: Verificar Consistência com o Saldo Final de Caixa no Balanço

  • Saldo Final de Caixa em 31/12/X1 no Balanço: R$ 30.000

Diferença Encontrada:

  • Saldo Final no Balanço: R$ 30.000
  • Saldo Final Calculado: R$ 25.625
  • Diferença: R$ 4.375

Passo 9: Identificar e Ajustar Diferenças

Para que a variação líquida de caixa bata com o saldo final de caixa, precisamos identificar transações que afetaram o caixa e não foram consideradas.

9.1. Recebimento de Juros ou Outros Rendimentos Financeiros

  • Suposição: A empresa recebeu juros de aplicações financeiras no valor de R$ 4.375.
  • Interpretação: Entrada de caixa não considerada.
  • Ajuste no Fluxo de Operações: Adicionar R$ 4.375 ao fluxo operacional.

Passo 10: Recalcular o Fluxo Operacional e a Variação Líquida de Caixa

  • Novo Fluxo Operacional: R$ 41.250 + R$ 4.375 = R$ 45.625
  • Variação Líquida de Caixa: +R$ 45.625 – R$ 30.000 – R$ 5.625 = R$ 10.000

Passo 11: Reconciliar com os Saldos de Caixa

  • Saldo Inicial: R$ 20.000
  • (+) Variação Líquida de Caixa: R$ 10.000
  • Saldo Final Calculado: R$ 20.000 + R$ 10.000 = R$ 30.000

Agora, o saldo final calculado de caixa bate com o saldo final no balanço patrimonial.

DFC Final da Empresa “Alpha S.A.”

Fluxo de Caixa das Atividades Operacionais

  • Lucro Líquido: R$ 21.250
  • (+) Depreciação: R$ 10.000
  • (+) Redução em Contas a Receber: R$ 10.000
  • (-) Aumento em Estoques: R$ (5.000)
  • (+) Aumento em Fornecedores: R$ 5.000
  • (+) Recebimento de Juros: R$ 4.375
  • Caixa Líquido Gerado pelas Operações: R$ 45.625

Fluxo de Caixa das Atividades de Investimento

  • (-) Aquisição de Imobilizado: R$ (30.000)
  • Caixa Líquido Usado nas Atividades de Investimento: R$ (30.000)

Fluxo de Caixa das Atividades de Financiamento

  • (+) Empréstimos Obtidos: R$ 10.000
  • (-) Pagamento de Juros: R$ (5.000)
  • (-) Dividendos Pagos: R$ (10.625)
  • Caixa Líquido Usado nas Atividades de Financiamento: R$ (5.625)

Variação Líquida de Caixa

  • Aumento de Caixa: R$ 10.000

Reconciliando os Saldos de Caixa

  • Saldo Inicial de Caixa (31/12/X0): R$ 20.000
  • Saldo Final de Caixa (31/12/X1): R$ 30.000
  • (+) Variação Líquida de Caixa: R$ 10.000

Análise

A variação líquida de caixa bate com o saldo final de caixa.

Explicamos detalhadamente como calcular os valores de cada grupo:

  • Atividades Operacionais: Ajustamos o lucro líquido por itens não caixa e variações em ativos e passivos operacionais.
  • Atividades de Investimento: Consideramos as aquisições e vendas de ativos de longo prazo.
  • Atividades de Financiamento: Incluímos empréstimos obtidos, pagamentos de juros e dividendos.

O que Deve ser Considerado nas Variações

  • Despesas e Receitas Não Caixa: Depreciação, amortização, provisões.
  • Variações em Ativos e Passivos Operacionais: Contas a receber, estoques, fornecedores, salários a pagar.
  • Transações que Afetam o Caixa: Empréstimos, pagamentos de juros e dividendos, investimentos.

O que Não Deve ser Considerado

  • Transações Não Caixa: Reavaliações de ativos, provisões sem movimentação de caixa.
  • Itens Já Ajustados: Evitar dupla contagem de itens já considerados em outros ajustes.

Dicas para Montar a DFC pelo Método Indireto

Inicie com o Lucro Líquido da DRE.

Adicione despesas não caixa, como depreciação e amortização.

Ajuste variações nos ativos e passivos operacionais:

Ativos Aumentando: Consomem caixa (subtrair).

Ativos Diminuindo: Liberam caixa (adicionar).

Passivos Aumentando: Geram caixa (adicionar).

Passivos Diminuindo: Consomem caixa (subtrair).

Inclua Receitas ou Despesas Financeiras Pagas ou Recebidas que afetem o caixa.

Calcule o Fluxo de Caixa das Atividades Operacionais após os ajustes.

Identifique Atividades de Investimento, como compra ou venda de imobilizado.

Determine as Atividades de Financiamento, como obtenção ou pagamento de empréstimos e dividendos.

Verifique se a Variação Líquida de Caixa bate com a diferença entre os saldos inicial e final de caixa.

Revise e Ajuste quaisquer diferenças encontradas.

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